Four Steps to Debt Freedom and Financial Success

My wife and I were participants in more than one enterprise that promised wealth if we just jumped through the hoops. We jumped but wealth wasn't where we landed! We landed in debt! I am happy to report that we changed that situation of being in debt to one of being debt-free. Now, that's success! Interested?

If you are in debt, the first step is to embrace one idea. The idea to embrace is to be debt-free.  This article will cover step one of four steps to debt freedom and financial success. The step is SAVE.

How do you save money? You save by a discovery process. You become an investigator. You become an examiner. You begin to look at your daily/weekly/monthly expenditures. Where do you spend money? What do you spend money on? When do you spend money?  The process of discovery, obviously, requires that you investigate and examine your cash flow and purchasing protocol. Example: how much cash (by check, cash, credit card, debit card, etc.) do you spend on so-called little things like coffee via a drive-thru, soft drinks in the grocery cart, pizza delivery, and eating out. None of these are good for your physical health, let alone your financial health.

I can help you ferret out several other places to find wasted money.  Saving money is just the first step to achieving financial success.  Saving money amounts to having leftovers in your operating budget to help you become debt free.

I found this principle in the story in the New Testament of the Bible about Jesus feeding the 5000 and his disciples took up many baskets full of leftovers. The leftovers were fragments of bread and dried fish. Good eating. Good for selling. Good for giving. Later, Jesus fed 4000 with the same result of having fragments leftover. Do you the have picture? The miracle was not just the feeding of thousands. It was the miracles of the fragments!